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Making unapproved replicas of credit or debit cards is known as credit card cloning or skimming.
As a result, thieves can use them to make purchases, thus taking the cardholder’s money and/or putting them in debt.
Thieves utilize specialized tools for this, sometimes in conjunction with straightforward social engineering.
Card cloning has traditionally been one of the most prevalent card-related types of fraud worldwide. According to Nilson Report, this theft costs the global economy USD 28.65 billion annually and is expected to reach USD 38.50 billion by 2023.
WHAT IS CLONE CARDS
The United States switched to more secure chip-and-PIN cards, which are governed by the EMV standard, from the unsecure magnetic stripe used in credit and debit cards.
That’s a significant step toward enhancing transaction security and lowering card fraud, and it might suggest that the type of card fraud that depended on cloning is about to come to an end.
But as of late, our analysts have learned that a group of Brazilian cybercriminals has perfected a method for stealing card information and effectively counterfeiting chip-and-PIN cards.
At the Security Analyst Summit 2018, our specialists presented their study, which we will attempt to briefly describe below.
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